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If you are in need of a cheap life insurance policy then I'll tell you something right up front, and I'll be brutally honest with you about my opinion, so they are ready? Are you sure? I can sum it all in two words. Buy Term.
......term life insurance is much cheaper than other life insurance options, such as whole life. There are very clear differences between the two policies that you should consider before choosing to buy one. Let's take a brief look at each of them.
......Whole Life Insurance
......whole life is meant to provide insurance coverage for your whole life policy from the date of purchase. The whole life policy to take part of your premium payments and put it in a separate interest bearing account that you can actually borrow against later in life as it accumulates. The amount in the savings account is known as "cash value ".
......Whole life is more popular, but now people realize that there are other ways to better invest your money, instead of the insurance policy. I'm not saying it is "bad" investment, because at least your money is invested somewhere, I personally, along with many others, believe that there are better ways to go.
......term life insurance
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